Status quo bias

What it is

A preference for things to stay as they are, so any change is judged against the current state as a loss.

Example Staying with a default insurance plan for years without comparing.

Loss aversion bias
A change feels like a possible loss, so we stay with what we have.
Appeal to tradition fallacy
Appeal to tradition is status quo bias as an argument: how things are done is treated as a reason.
Default effect bias
The default is the status quo, so defaults are powerful.
Fear of regret bias
We expect more regret from a change that goes wrong than from staying put.
Inconsistency-avoidance tendency bias
Resistance to change in the mind produces preference for the status quo.
Nirvana fallacy fallacy
Rejecting any imperfect improvement keeps the status quo, which is what status quo bias favours.
Omission bias bias
Doing nothing keeps things as they are and feels less blameworthy.
Senescence-misinfluence tendency bias
Older minds can become more resistant to change.